Our Approved Project Finance (APF) valuation services are crafted to support financial institutions—banks, NBFCs, and housing finance companies—in evaluating real estate development projects prior to the disbursal of construction-linked loans.

This is a crucial due diligence process that ensures each project is legally compliant, technically sound, and financially viable. We offer end-to-end assessments that not only highlight project risks but also validate the credibility of developers and the long-term feasibility of the project.

By providing structured APF valuation reports, we help lending institutions de-risk their financial exposure and make informed lending decisions.

Scope of APF Valuation

Our APF services encompass a 360° evaluation of:

• Land Title & Ownership Verification
  Ensuring clear, marketable title with complete legal documentation and encumbrance checks
• Regulatory Approvals & Compliance Review
  Scrutiny of project approvals (RERA registration, building permits, environmental clearances, etc.)
• Developer Assessment
  Review of past track record, financial capability, project delivery timelines, and corporate governance
• Technical Feasibility
  Evaluation of project plans, construction schedule, costing, and stage-wise funding requirements
• Financial Viability Analysis
  Market-linked analysis including demand-supply dynamics, projected cash flows, and pricing strategy
• Sales & Marketing Evaluation
  Assessment of sales velocity, booking status, and overall market positioning

APF Full

APF Full is a comprehensive evaluation solution used primarily for new project approvals or high-value developments. It includes:

• End-to-end due diligence on legal, technical, and financial parameters
• On-ground site visits for validation of land, project status, and infrastructure
• Validation of all statutory approvals and development rights
• Detailed cost analysis and projected construction timelines
• Benchmarked sales price assessment vs. market comparables
• Comprehensive risk matrix and recommendation for funding exposure

APF Tech (Technical APF)

APF Tech, or Technical APF, is a streamlined version of the APF process focused exclusively on the technical aspects of a project, often used for:

• Already partially approved projects requiring additional validation
• Re-assessment of previously approved projects due to scope changes or delays
• Ongoing monitoring of project construction status in linked disbursal models

Scope includes:

• Review of building plans, master layout, and construction techniques
• On-site verification of construction progress, quality checks, and compliance
• Cost to complete analysis with milestone tracking
• Verification of availability of utilities and supporting infrastructure
• Cross-verification with RERA and local authority submissions

APF Tech ensures technical alignment with approved plans and funding timelines, reducing delays and ensuring confidence in project execution.